In the vast majority of personal injury cases, the determination of who was at fault in the incident comes down to determining who was negligent in the situation. The general standard used in these cases in most parts of the United States is that negligence is the failure to use a “reasonable” amount of care
Insurance
How to Respond to a Low Insurance Settlement Offer
By Adam N. Marinelli on
Posted in Insurance
Any time you find yourself in a circumstance in which you’re waiting for an insurance company to issue you a settlement offer, don’t be surprised if the first offer you get seems rather low. The claims adjuster might believe you to be partially at fault for the situation, or if you were injured, the adjuster…
The Role of a Public Adjuster Versus a Private Adjuster
Those who have suffered considerable damage to their property (residential or commercial) and wish to file an insurance claim must first identify the correct way to move ahead. The first step of the claims process is to find an adjuster to assist with your claim. The big question is: do you go with an independent…
Tips for Filing an Insurance Claim After Hurricanes Irma and Maria
Hurricanes Irma and Maria have caused massive amounts of property damage throughout the U.S. Virgin Islands. Tens of thousands of people are now in the process of filing homeowners’ insurance claims to recoup all or some of their losses.
Unfortunately, while most homeowners’ and renters’ insurance claims do cover damage caused by wind and other…
What to Know About Applying for FEMA Assistance in the Wake of Hurricane Maria
In the weeks after Hurricane Maria hit, people throughout the U.S. Virgin Islands are seeking whatever assistance they can to help rebuild their homes and their lives. One of the options available is to apply for relief through the Federal Emergency Management Agency (FEMA). Assistance is available for those who have suffered in a federally…