Any time you find yourself in a circumstance in which you’re waiting for an insurance company to issue you a settlement offer, don’t be surprised if the first offer you get seems rather low. The claims adjuster might believe you to be partially at fault for the situation, or if you were injured, the adjuster

The U.S. Virgin Islands Office of the Lieutenant Governor, Division of Banking, Insurance and Financial Regulation, has issued a guidance to all property and casualty insurance companies regarding how these entities should notify insured individuals of “underinsurance.”

According to the guidance, the Government of the Virgin Islands encourages all insurers to “use all available means”

Those who have suffered considerable damage to their property (residential or commercial) and wish to file an insurance claim must first identify the correct way to move ahead. The first step of the claims process is to find an adjuster to assist with your claim. The big question is: do you go with an independent

Hurricanes Irma and Maria have caused massive amounts of property damage throughout the U.S. Virgin Islands. Tens of thousands of people are now in the process of filing homeowners’ insurance claims to recoup all or some of their losses.

Unfortunately, while most homeowners’ and renters’ insurance claims do cover damage caused by wind and other